Terms of Service
The terms that govern your use of fiduka.org, published by Fiduka - Depotverwaltung Gesellschaft mit beschränkter Haftung.
On this page
1. Acceptance of terms
By accessing or using fiduka.org (the "Site"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the Site.
2. Nature of this website
The Site is published by Fiduka - Depotverwaltung Gesellschaft mit beschränkter Haftung for general informational purposes concerning wealth management, asset management, portfolio management and investment funds. The Site does not offer any paid product, subscription, brokerage, custody, advisory mandate or fund, and no transaction of any kind can be completed through the Site.
3. No investment advice
Nothing published on the Site constitutes investment, financial, tax or legal advice, nor a recommendation or solicitation to buy, sell or hold any financial instrument. Content is general in nature and does not take into account your individual circumstances. You should seek independent advice from a licensed professional before making any financial decision.
4. Eligibility
The Site is intended for general audiences and is not directed at any person in a jurisdiction where its content would be contrary to local law or regulation. It is your responsibility to ensure that your access to the Site complies with the laws applicable to you.
5. Acceptable use
When using the Site, you agree not to:
- Attempt to gain unauthorised access to the Site or its underlying systems;
- Use automated means to scrape or copy substantial portions of the content without permission;
- Interfere with the normal operation of the Site or introduce malicious code;
- Misrepresent your affiliation with Fiduka - Depotverwaltung Gesellschaft mit beschränkter Haftung.
6. Intellectual property
Unless otherwise stated, the text, graphics, logos and layout of the Site are owned by or licensed to Fiduka - Depotverwaltung Gesellschaft mit beschränkter Haftung and are protected by applicable copyright and trademark law. You may view and print pages for personal, non-commercial reference, but you may not reproduce, republish or distribute content without prior written permission.
7. Third-party links
The Site may reference or link to third-party websites, including regulators or public registers, for convenience. We do not control and are not responsible for the content, accuracy or availability of third-party websites.
8. Disclaimer of warranties
The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, timeliness or fitness for a particular purpose. Financial markets and regulatory frameworks change, and content may not reflect the most current position.
9. Limitation of liability
To the fullest extent permitted by applicable law, Fiduka - Depotverwaltung Gesellschaft mit beschränkter Haftung shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or inability to use, the Site or reliance on its content. Nothing in these terms limits liability that cannot be excluded under German law.
10. Indemnity
You agree to indemnify and hold harmless Fiduka - Depotverwaltung Gesellschaft mit beschränkter Haftung, its directors and employees from any claim or demand arising out of your misuse of the Site or violation of these terms.
11. Governing law
These Terms of Service are governed by the laws of the Federal Republic of Germany, without regard to conflict-of-law principles. Courts located in München, Deutschland shall have jurisdiction over any dispute arising from these terms, to the extent permitted by applicable law.
12. Changes to these terms
We may revise these Terms of Service from time to time. Updates take effect when published on this page, and the "last updated" date will be revised accordingly. Continued use of the Site after changes constitutes acceptance of the revised terms.
13. Contact us
Questions about these Terms of Service can be sent to support@fiduka.org or by post to Kaufingerstraße 12, 80331 München, Deutschland.